ACAG Program Registration 2025
The Apni Chhat Apna Ghar (ACAG) Program is a radical housing inventiveness launched by Punjab Chief Minister Maryam Nawaz Sharif to run interest-free loans to low-income families for creating their homes. Under this structure, eligible claimants can receive Rs. 1.5 million (15 lakh rupees) to body a house on their own land.
The Punjab government has divided the program into three phases:
- First Phase: 70,000 families will accept loans.
- Second Phase: 20,000 housing units will be owed.
- Third Phase: 10,000 extra houses will be if.
This article delivers a step-by-step guide on ACAG recording, eligibility criteria, latest updates, and how to apply online.
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Quick Overview of ACAG Program 2025
| Detail | Information |
| Program Name | Apni Chhat Apna Ghar (ACAG) Scheme |
| Launched By | Punjab Chief Minister Maryam Nawaz Sharif |
| Start Date | Registration Open Now (2025) |
| End Date | Not Announced (Apply ASAP) |
| Loan Amount | Rs. 1.5 Million (Interest-Free) |
| Eligibility | Punjab Residents with 5-10 Marla Land |
| Application Method | Online & Offline (Deputy Commissioner’s Office) |
| Official Website | ACAG Punjab Portal (Check for latest updates) |
ACAG Program Eligibility Criteria
To qualify for the Apni Chhat Apna Ghar Scheme, candidates must encounter the following conditions:
- Punjab Residency:
- The applicant or a domestic associate must be a Punjab resident (verified via CNIC).
- Land Ownership:
- Urban Areas: Minutest 5 Marla land.
- Rural Areas: Minimum 10 Marla land.
- Criminal Record:
- No history of serious crimes, anti-state doings, or terrorism.
- Financial Status:
- No bank defaults or voluntary loans.
Only persons who meet these standards can proceed with registering.
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How to Apply for ACAG Program Registration Online (Step-by-Step Guide)
The Punjab administration has made the ACAG registering process simple with an online portal. Follow these steps:
Step 1: Visit the Official ACAG Website
- Go to ACAG Punjab Portal.
- Click on “Register” to create an explanation.
Step 2: Fill Out the Registration Form
- Enter your CNIC, name, contact details, and address.
- Verify your land ownership details.
Step 3: Upload Required Documents
- CNIC copy (Front & Back)
- Proof of Land Ownership (Registry, Fard)
- Recent Utility Bill (For Address Confirmation)
Step 4: Submit Application & Track Status
- Review all particulars and submit the form.
- You will receive a confirmation SMS.
- Check your request status on the portal.
Offline Registration (Alternative Method)
- Visit the nearest Deputy Commissioner (DC) Office.
- Get help from the ACAG Help Desk.
Latest Updates on ACAG Program Registration (June 2025)
- Over 544,000 people have registered so far.
- 280,000 applications have been succumbed positively.
- 76,000 applications are still in draft status.
- The 5th Ballot List of approved applicants has been free.
If you haven’t applied yet, register now to avoid missing this opportunity!
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Benefits of ACAG Program
Interest-Free Loan (Rs. 1.5 Million)
Easy Installment Plan (No Bank Pressure)
Transparent Ballot System (Fair Selection)
Government Support for Low-Income Relations
Frequently Asked Questions (FAQs)
Can I apply if I don’t own land?
No, you necessity have at least 5 Marla (urban) or 10 Marla (rural) land to qualify.
Is the ACAG loan really interest-free?
Yes, the Punjab administration runs the full amount without interest.
How will I receive the loan amount?
The funds will be disbursed in installments as building developments.
What if my application is rejected?
You can reapply if you meet the eligibility criteria.
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Conclusion: Don’t Miss This Opportunity!
The ACAG Program Registration 2025 is a wonderful fortuitous for Punjab people to build their dream homes with a Rs. 1.5 million interest-free loan. If you meet the aptness criteria, apply now before registrations close.
Visit the Official Website: ACAG Punjab Portal