Benazir Kafaalat 13500 ATM Withdrawal Process?

In 2025, the Government of Pakistan has brought a major relief for deserving families under the Benazir Kafaalat Program by increasing the quarterly stipend amount to PKR 13,500. This is a big step in the right direction towards empowering low-income households, especially women, by providing direct financial support.

One of the most convenient features introduced this year is the ATM withdrawal option, which ensures beneficiaries can access their payments securely and at their convenience. If you or someone in your family is part of the program and unsure how to withdraw the amount using an ATM, this detailed guide is just for you.

What is the Benazir Kafaalat Program?

The Benazir Kafaalat Program (BKP) is a flagship social welfare initiative launched under the umbrella of the Benazir Income Support Program (BISP). It aims to provide unconditional cash transfers to vulnerable women and their families across Pakistan. In 2025, the government has raised the assistance amount to PKR 13,500 every quarter to help families cope with rising inflation and cost of living.

Who is Eligible?

To receive the PKR 13,500 installment, a family must:

• Be registered under the BISP and included in the Benazir Kafaalat beneficiary list.

• Have a valid CNIC.

• Be from a low-income household as per the National Socio-Economic Registry (NSER).

• Not be a government employee or paying high utility bills.

• Not own large landholdings or vehicles beyond a certain threshold.

If you’re unsure about your eligibility, you can verify it by sending your CNIC number to 8171 or visiting the official BISP 8171 Portal.

New Update for 2025: Payment Via ATM?

Previously, beneficiaries had to visit BISP camps or designated payment centers to collect their money, often facing long queues and unnecessary delays. To simplify the process, the government has now introduced ATM-based withdrawals, allowing users to withdraw their funds anytime from selected bank ATMs.

Currently, Habib Bank Limited (HBL) and Bank Alfalah are the primary banking partners facilitating this service.

Step-by-Step Guide to Withdraw PKR 13,500 from ATM?

Here’s how eligible families can withdraw their Benazir Kafaalat installment through an ATM:

✅ Step 1: Locate the Right ATM

Visit an ATM of Habib Bank Limited (HBL) or Bank Alfalah. Make sure the ATM is functional and not temporarily out of service.

✅ Step 2: Press the “Benazir Kafaalat” Option

At the main screen of the ATM, you will see an option labeled “Benazir Kafaalat” or “BISP”. Select it.

✅ Step 3: Enter Your CNIC Number

Input your 13-digit CNIC number without any dashes or spaces using the ATM keypad.

✅ Step 4: Biometric Verification

Place your thumb or finger on the biometric scanner. The system will verify your identity through NADRA’s database.

Tip: Make sure your hands are clean and dry to avoid biometric failure.

✅ Step 5: View Balance & Withdraw

Once verified, the screen will show your available balance. Press the “Withdraw” option and choose the amount you wish to withdraw (up to PKR 13,500).

✅ Step 6: Collect Your Cash

Wait a few seconds and collect your cash from the cash dispenser.

✅ Step 7: Take the Receipt (Optional)

You can print a receipt for your records by pressing the “Print Receipt” option.

Troubleshooting Common Issues?

If you face issues during ATM withdrawal, here’s what to do:

• Biometric mismatch: Visit the nearest BISP help center or Nadra e-Sahulat center to update your biometric data.

• ATM out of cash/service: Try another nearby ATM or return at a different time.

• No payment received: Verify your status again by sending your CNIC to 8171.

 Important Tips for Safe Withdrawal?

• Always use ATMs during the day in secure locations.

• Don’t share your CNIC number or biometric details with anyone.

• Avoid asking for help from strangers at ATMs.

• Count your cash before leaving the ATM.

 Final Thoughts?

The move to enable ATM withdrawals for Benazir Kafaalat 2025 has significantly improved transparency and ease for millions of beneficiaries. With the new PKR 13,500 quarterly payment, families now have greater financial flexibility. If you’re eligible, follow the steps above to securely access your funds and make the most out of this welfare initiative.

Make sure your CNIC is valid, your mobile number is registered, and your biometrics are up to date to enjoy a smooth and hassle-free experience.